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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,994 | $95,404-47.6% | $113,397-55.9% | $82,637-39.5% |
| Participation rate | 75.9% | 72.8%+3.0pp | 76.5%-0.6pp | 68.1%+7.8pp |
| Annual return | 12.54% | 19.08%-6.5pp | 23.20%-10.7pp | 53.51%-41.0pp |
| Employer contribution / active EE | $1,856 | $2,307-19.5% | $2,977-37.7% | $2,552-27.3% |
| Participant deferral / active EE | $2,269 | $4,220-46.2% | $5,076-55.3% | $4,126-45.0% |
| Admin fee / account holder | $2,035 | $9,168-77.8% | $11,957-83.0% | $7,339-72.3% |