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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,618 | $49,177-76.4% | $79,476-85.4% | $64,181-81.9% |
| Participation rate | 79.4% | 65.0%+14.4pp | 73.3%+6.1pp | 69.6%+9.8pp |
| Annual return | -3.81% | -1.16%-2.6pp | 718.21%-722.0pp | 7.63%-11.4pp |
| Employer contribution / active EE | $245 | $2,076-88.2% | $2,800-91.2% | $2,381-89.7% |
| Participant deferral / active EE | $1,161 | $2,821-58.9% | $3,704-68.7% | $3,470-66.5% |
| Admin fee / account holder | $1,339 | $3,839-65.1% | $5,113-73.8% | $4,887-72.6% |