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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $508,891 | $138,114+268.5% | $125,391+305.8% | $134,545+278.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.28% | 750.88%-768.2pp | 572.41%-589.7pp | 418.37%-435.6pp |
| Employer contribution / active EE | $368 | $5,246-93.0% | $4,816-92.4% | $4,742-92.2% |
| Participant deferral / active EE | $14,132 | $7,801+81.2% | $7,448+89.7% | $6,401+120.8% |
| Admin fee / account holder | $13,438 | $11,570+16.1% | $10,009+34.3% | $11,431+17.6% |