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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,296 | $157,304+185.0% | $141,197+217.5% | $152,909+193.2% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 18.16% | 64.34%-46.2pp | 71.41%-53.2pp | 345.46%-327.3pp |
| Employer contribution / active EE | $0 | $5,263-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $12,369 | $7,111+73.9% | $6,710+84.3% | $5,851+111.4% |
| Admin fee / account holder | $11,390 | $12,126-6.1% | $10,265+11.0% | $11,601-1.8% |