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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,901 | $153,769-42.8% | $133,975-34.4% | $273,972-67.9% |
| Participation rate | 86.4% | 88.4%-2.0pp | 87.1%-0.7pp | 83.0%+3.3pp |
| Annual return | 5.75% | 36.51%-30.8pp | 29.29%-23.5pp | 41.46%-35.7pp |
| Employer contribution / active EE | $1,059 | $6,029-82.4% | $5,211-79.7% | $4,869-78.2% |
| Participant deferral / active EE | $4,566 | $6,958-34.4% | $6,282-27.3% | $5,287-13.6% |
| Admin fee / account holder | $6,838 | $11,765-41.9% | $9,324-26.7% | $10,133-32.5% |