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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,975 | $131,835+26.7% | $108,582+53.8% | $273,972-39.1% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 6.13% | -91.57%+97.7pp | -51.70%+57.8pp | 41.46%-35.3pp |
| Employer contribution / active EE | $11,096 | $4,913+125.9% | $3,758+195.2% | $4,869+127.9% |
| Participant deferral / active EE | $9,504 | $5,127+85.4% | $4,311+120.5% | $5,287+79.8% |
| Admin fee / account holder | $4,073 | $10,253-60.3% | $7,645-46.7% | $10,133-59.8% |