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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,604 | $91,559+27.4% | $133,971-13.0% | $79,852+46.0% |
| Participation rate | 86.0% | 73.3%+12.7pp | 79.8%+6.2pp | 69.6%+16.4pp |
| Annual return | 3.79% | 61.85%-58.1pp | 45.09%-41.3pp | 31.72%-27.9pp |
| Employer contribution / active EE | $2,242 | $2,384-5.9% | $3,919-42.8% | $2,471-9.3% |
| Participant deferral / active EE | $7,276 | $3,734+94.9% | $5,047+44.2% | $3,740+94.5% |
| Admin fee / account holder | $35,952 | $6,321+468.8% | $8,929+302.6% | $5,306+577.5% |