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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,655 | $76,371-8.8% | $93,621-25.6% | $72,976-4.6% |
| Participation rate | 89.8% | 71.8%+18.1pp | 75.8%+14.0pp | 69.5%+20.3pp |
| Annual return | 20.62% | 25.82%-5.2pp | 32.76%-12.1pp | 81.02%-60.4pp |
| Employer contribution / active EE | $2,033 | $2,276-10.7% | $2,719-25.2% | $2,440-16.7% |
| Participant deferral / active EE | $3,946 | $3,538+11.5% | $4,070-3.0% | $3,608+9.4% |
| Admin fee / account holder | $13,464 | $6,839+96.9% | $7,890+70.6% | $5,124+162.8% |