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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,318 | $81,208+59.2% | $98,920+30.7% | $79,852+61.9% |
| Participation rate | 86.7% | 72.5%+14.2pp | 76.0%+10.6pp | 69.6%+17.0pp |
| Annual return | 19.80% | 60.99%-41.2pp | 196.47%-176.7pp | 31.72%-11.9pp |
| Employer contribution / active EE | $567 | $1,960-71.1% | $2,689-78.9% | $2,471-77.1% |
| Participant deferral / active EE | $4,345 | $3,265+33.1% | $4,245+2.4% | $3,740+16.2% |
| Admin fee / account holder | $1,926 | $6,013-68.0% | $6,643-71.0% | $5,306-63.7% |