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| Provider | Service type | Compensation |
|---|---|---|
BMO HARRIS BANK NA6+ years Filed as: BMO HARRIS BANK, N.A. Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,326 | $61,473+232.4% | $81,726+150.0% | $73,412+178.3% |
| Participation rate | 95.1% | 72.4%+22.7pp | 72.0%+23.1pp | 72.2%+22.9pp |
| Annual return | 11.36% | 28.26%-16.9pp | 29.49%-18.1pp | 59.30%-47.9pp |
| Employer contribution / active EE | $5,540 | $1,898+191.9% | $4,311+28.5% | $2,234+148.0% |
| Participant deferral / active EE | $7,043 | $3,080+128.7% | $7,108-0.9% | $3,806+85.1% |
| Admin fee / account holder | $9 | $125-92.7% | $5,160-99.8% | $158-94.2% |