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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH PIERCE FENNER & SMIT Service code 26 · EIN 13-5674085 | Advisory (Participants) | $29,709 |
Service code 37 · EIN 04-2647786 | Loan Processing | $4,593 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,272 | $52,293-11.5% | $178,498-74.1% | $73,412-37.0% |
| Participation rate | 89.2% | 65.3%+23.8pp | 81.9%+7.3pp | 72.2%+17.0pp |
| Annual return | 18.78% | 34.75%-16.0pp | 151.09%-132.3pp | 59.30%-40.5pp |
| Employer contribution / active EE | $1,136 | $1,735-34.5% | $5,011-77.3% | $2,234-49.1% |
| Participant deferral / active EE | $3,913 | $2,332+67.8% | $5,202-24.8% | $3,806+2.8% |
| Admin fee / account holder | $60 | $127-52.9% | $13,985-99.6% | $158-62.0% |