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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,646 | $84,236+31.4% | $170,435-35.1% | $70,126+57.8% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 11.07% | 23.06%-12.0pp | 205.94%-194.9pp | 73.15%-62.1pp |
| Employer contribution / active EE | $3,846 | $3,387+13.6% | $5,432-29.2% | $2,343+64.2% |
| Participant deferral / active EE | $4,931 | $3,086+59.8% | $4,939-0.2% | $3,332+48.0% |
| Admin fee / account holder | $504 | $5,698-91.2% | $13,881-96.4% | $4,645-89.1% |