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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,027 | $181,896-78.0% | $156,551-74.4% | $273,972-85.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 4.65% | 30.74%-26.1pp | 32.23%-27.6pp | 41.46%-36.8pp |
| Employer contribution / active EE | $1,396 | $6,248-77.7% | $5,501-74.6% | $4,869-71.3% |
| Participant deferral / active EE | $1,300 | $5,550-76.6% | $4,871-73.3% | $5,287-75.4% |
| Admin fee / account holder | $11,538 | $15,560-25.8% | $13,028-11.4% | $10,133+13.9% |