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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,011 | $115,810-58.5% | $101,271-52.6% | $158,966-69.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | -8.63% | 56.15%-64.8pp | 46.48%-55.1pp | 302.95%-311.6pp |
| Employer contribution / active EE | $4,000 | $4,175-4.2% | $3,660+9.3% | $4,762-16.0% |
| Participant deferral / active EE | $1,363 | $4,958-72.5% | $4,371-68.8% | $5,983-77.2% |
| Admin fee / account holder | $77,586 | $7,248+970.4% | $5,948+1204.5% | $11,250+589.7% |