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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,449 | $78,672+176.4% | $109,163+99.2% | $85,856+153.3% |
| Participation rate | 51.6% | 68.3%-16.7pp | 75.9%-24.3pp | 69.3%-17.7pp |
| Annual return | 13.41% | 25.09%-11.7pp | 25.75%-12.3pp | 318.58%-305.2pp |
| Employer contribution / active EE | $935 | $2,734-65.8% | $3,723-74.9% | $2,565-63.5% |
| Participant deferral / active EE | $2,632 | $3,467-24.1% | $4,654-43.4% | $3,952-33.4% |
| Admin fee / account holder | $290 | $5,470-94.7% | $6,754-95.7% | $6,261-95.4% |