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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,994 | $144,124-73.6% | $117,857-67.8% | $147,585-74.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 1.81% | 531.17%-529.4pp | 335.09%-333.3pp | 578.57%-576.8pp |
| Employer contribution / active EE | $1,408 | $4,897-71.3% | $3,786-62.8% | $4,876-71.1% |
| Participant deferral / active EE | $1,500 | $5,316-71.8% | $4,482-66.5% | $5,439-72.4% |
| Admin fee / account holder | $25,930 | $10,886+138.2% | $8,020+223.3% | $10,885+138.2% |