Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,589 | $72,492-59.2% | $87,104-66.0% | $72,975-59.5% |
| Participation rate | 62.5% | 72.8%-10.3pp | 76.9%-14.4pp | 69.5%-7.0pp |
| Annual return | 17.92% | 24.46%-6.5pp | 28.19%-10.3pp | 81.01%-63.1pp |
| Employer contribution / active EE | $911 | $1,894-51.9% | $2,521-63.9% | $2,440-62.7% |
| Participant deferral / active EE | $1,331 | $3,270-59.3% | $4,048-67.1% | $3,608-63.1% |
| Admin fee / account holder | $3,948 | $5,055-21.9% | $7,491-47.3% | $5,124-23.0% |