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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,944 | $217,427+13.6% | $185,837+32.9% | $167,518+47.4% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.04% | 148.39%-135.4pp | 122.08%-109.0pp | 478.71%-465.7pp |
| Employer contribution / active EE | $3,881 | $5,874-33.9% | $5,168-24.9% | $4,838-19.8% |
| Participant deferral / active EE | $9,742 | $6,357+53.2% | $5,568+74.9% | $6,342+53.6% |
| Admin fee / account holder | $37,901 | $19,816+91.3% | $16,241+133.4% | $12,312+207.8% |