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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,049 | $127,387+114.3% | $115,038+137.4% | $125,389+117.8% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -1.81% | 31.28%-33.1pp | 26.14%-28.0pp | 282.24%-284.1pp |
| Employer contribution / active EE | $10,812 | $5,166+109.3% | $4,608+134.6% | $4,866+122.2% |
| Participant deferral / active EE | $9,795 | $6,423+52.5% | $6,026+62.5% | $5,352+83.0% |
| Admin fee / account holder | $7,436 | $9,516-21.9% | $8,175-9.0% | $9,541-22.1% |