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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,550 | $67,602+29.5% | $82,312+6.4% | $70,126+24.8% |
| Participation rate | 64.5% | 72.8%-8.3pp | 76.9%-12.4pp | 69.5%-5.0pp |
| Annual return | 15.45% | 21.57%-6.1pp | 25.88%-10.4pp | 73.15%-57.7pp |
| Employer contribution / active EE | $1,261 | $1,755-28.2% | $2,428-48.1% | $2,343-46.2% |
| Participant deferral / active EE | $2,400 | $2,987-19.7% | $3,706-35.3% | $3,332-28.0% |
| Admin fee / account holder | $659 | $4,512-85.4% | $5,608-88.2% | $4,645-85.8% |