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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,545 | $138,072-44.6% | $123,549-38.0% | $135,382-43.5% |
| Participation rate | 81.3% | 84.7%-3.5pp | 82.3%-1.0pp | 82.6%-1.4pp |
| Annual return | -4.65% | 153.69%-158.3pp | 119.20%-123.9pp | 519.77%-524.4pp |
| Employer contribution / active EE | $3,076 | $5,152-40.3% | $4,628-33.5% | $4,779-35.6% |
| Participant deferral / active EE | $7,605 | $6,799+11.8% | $6,426+18.3% | $5,609+35.6% |
| Admin fee / account holder | $28,034 | $10,917+156.8% | $9,284+202.0% | $10,829+158.9% |