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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,660 | $142,392+76.7% | $119,622+110.4% | $134,532+87.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -11.21% | -12.46%+1.3pp | -14.98%+3.8pp | 418.27%-429.5pp |
| Employer contribution / active EE | $4,975 | $5,224-4.8% | $4,232+17.5% | $4,741+4.9% |
| Participant deferral / active EE | $12,663 | $6,467+95.8% | $5,601+126.1% | $6,401+97.8% |
| Admin fee / account holder | $2,009 | $13,593-85.2% | $10,328-80.5% | $11,429-82.4% |