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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,274 | $162,821+44.5% | $133,978+75.6% | $158,982+48.0% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 32.03% | 41.95%-9.9pp | 45.10%-13.1pp | 302.99%-271.0pp |
| Employer contribution / active EE | $4,006 | $4,976-19.5% | $3,919+2.2% | $4,763-15.9% |
| Participant deferral / active EE | $10,800 | $5,910+82.7% | $5,047+114.0% | $5,983+80.5% |
| Admin fee / account holder | $34,760 | $11,742+196.0% | $8,930+289.2% | $11,252+208.9% |