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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,363 | $112,121-25.6% | $95,960-13.1% | $158,966-47.6% |
| Participation rate | 90.9% | 79.0%+11.9pp | 77.1%+13.8pp | 82.0%+8.9pp |
| Annual return | 11.39% | 171.16%-159.8pp | 91.63%-80.2pp | 302.95%-291.6pp |
| Employer contribution / active EE | $6,715 | $3,199+109.9% | $2,541+164.2% | $4,762+41.0% |
| Participant deferral / active EE | $4,105 | $4,784-14.2% | $4,167-1.5% | $5,983-31.4% |
| Admin fee / account holder | $7,845 | $10,135-22.6% | $6,797+15.4% | $11,250-30.3% |