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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,046 | $62,589-16.8% | $76,768-32.2% | $64,173-18.9% |
| Participation rate | 92.3% | 72.8%+19.5pp | 77.0%+15.3pp | 69.6%+22.7pp |
| Annual return | -8.61% | -1.95%-6.7pp | 2.43%-11.0pp | 7.63%-16.2pp |
| Employer contribution / active EE | $11,836 | $1,832+546.0% | $2,485+376.3% | $2,381+397.1% |
| Participant deferral / active EE | $3,381 | $3,145+7.5% | $3,852-12.2% | $3,470-2.6% |
| Admin fee / account holder | $344 | $4,667-92.6% | $6,675-94.8% | $4,887-93.0% |