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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,158 | $105,867+207.1% | $90,760+258.3% | $134,532+141.7% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -9.37% | -10.99%+1.6pp | -12.16%+2.8pp | 418.27%-427.6pp |
| Employer contribution / active EE | $2,616 | $3,464-24.5% | $2,922-10.4% | $4,741-44.8% |
| Participant deferral / active EE | $3,082 | $5,217-40.9% | $4,565-32.5% | $6,401-51.8% |
| Admin fee / account holder | $46,076 | $13,936+230.6% | $8,444+445.6% | $11,429+303.2% |