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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $475,526 | $116,203+309.2% | $93,621+407.9% | $152,897+211.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 2.25% | 35.96%-33.7pp | 32.76%-30.5pp | 345.43%-343.2pp |
| Employer contribution / active EE | $2,496 | $3,219-22.5% | $2,719-8.2% | $4,764-47.6% |
| Participant deferral / active EE | $2,876 | $4,605-37.5% | $4,070-29.3% | $5,851-50.9% |
| Admin fee / account holder | $1,902 | $10,751-82.3% | $7,890-75.9% | $11,599-83.6% |