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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,838 | $88,778+66.5% | $81,844+80.6% | $145,884+1.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 8.98% | 1033.03%-1024.1pp | 778.87%-769.9pp | 551.85%-542.9pp |
| Employer contribution / active EE | $2,657 | $3,087-13.9% | $2,916-8.9% | $4,662-43.0% |
| Participant deferral / active EE | $2,003 | $4,648-56.9% | $4,323-53.7% | $6,690-70.1% |
| Admin fee / account holder | $1,070 | $8,430-87.3% | $7,355-85.5% | $13,392-92.0% |