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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,724 | $109,905+38.0% | $98,506+54.0% | $167,553-9.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 7.86% | 1960.20%-1952.3pp | 1494.92%-1487.1pp | 478.89%-471.0pp |
| Employer contribution / active EE | $3,830 | $3,226+18.7% | $2,961+29.3% | $4,840-20.9% |
| Participant deferral / active EE | $2,314 | $4,674-50.5% | $4,277-45.9% | $6,343-63.5% |
| Admin fee / account holder | $474 | $6,760-93.0% | $5,955-92.0% | $12,316-96.2% |