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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,228 | $79,961+46.6% | $98,462+19.1% | $75,177+55.9% |
| Participation rate | 67.3% | 70.4%-3.1pp | 75.2%-7.9pp | 67.2%+0.1pp |
| Annual return | 15.95% | 19.75%-3.8pp | 21.17%-5.2pp | 160.75%-144.8pp |
| Employer contribution / active EE | $995 | $2,264-56.1% | $3,049-67.4% | $2,671-62.8% |
| Participant deferral / active EE | $3,431 | $3,753-8.6% | $4,738-27.6% | $4,126-16.9% |
| Admin fee / account holder | $1,803 | $6,842-73.7% | $8,875-79.7% | $5,651-68.1% |