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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,650 | $76,371+43.6% | $93,621+17.1% | $72,976+50.3% |
| Participation rate | 81.8% | 71.8%+10.1pp | 75.8%+6.0pp | 69.5%+12.3pp |
| Annual return | 3.22% | 25.82%-22.6pp | 32.76%-29.5pp | 81.02%-77.8pp |
| Employer contribution / active EE | $0 | $2,276-100.0% | $2,719-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,281 | $3,538-7.3% | $4,070-19.4% | $3,608-9.0% |
| Admin fee / account holder | $307 | $6,839-95.5% | $7,890-96.1% | $5,124-94.0% |