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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,607 | $94,031+64.4% | $115,768+33.5% | $82,448+87.5% |
| Participation rate | 68.3% | 70.4%-2.1pp | 74.4%-6.1pp | 68.1%+0.3pp |
| Annual return | 14.81% | 20.61%-5.8pp | 100.46%-85.7pp | 41.64%-26.8pp |
| Employer contribution / active EE | $1,063 | $2,323-54.3% | $2,940-63.9% | $2,551-58.3% |
| Participant deferral / active EE | $3,447 | $3,972-13.2% | $4,917-29.9% | $4,139-16.7% |
| Admin fee / account holder | $2,754 | $10,249-73.1% | $12,439-77.9% | $7,234-61.9% |