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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,442 | $87,059+48.7% | $105,608+22.6% | $80,925+60.0% |
| Participation rate | 69.5% | 70.4%-1.0pp | 75.3%-5.8pp | 67.7%+1.8pp |
| Annual return | 27.62% | 17.05%+10.6pp | 116.50%-88.9pp | 35.65%-8.0pp |
| Employer contribution / active EE | $1,159 | $2,396-51.6% | $3,167-63.4% | $2,756-57.9% |
| Participant deferral / active EE | $3,622 | $3,986-9.1% | $5,010-27.7% | $4,299-15.7% |
| Admin fee / account holder | $20,150 | $8,443+138.7% | $11,028+82.7% | $6,940+190.3% |