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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,572 | $99,032+113.6% | $80,022+164.4% | $135,382+56.3% |
| Participation rate | 100.0% | 78.4%+21.6pp | 75.8%+24.2pp | 82.6%+17.4pp |
| Annual return | -9.03% | 15.39%-24.4pp | 11.22%-20.3pp | 519.77%-528.8pp |
| Employer contribution / active EE | $10,933 | $3,043+259.2% | $2,468+343.0% | $4,779+128.8% |
| Participant deferral / active EE | $3,732 | $4,282-12.9% | $3,686+1.2% | $5,609-33.5% |
| Admin fee / account holder | $27,498 | $10,436+163.5% | $6,521+321.7% | $10,829+153.9% |