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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,760 | $43,333+84.1% | $59,883+33.2% | $64,181+24.3% |
| Participation rate | 81.4% | 69.2%+12.2pp | 74.7%+6.7pp | 69.6%+11.8pp |
| Annual return | 7.56% | -1.55%+9.1pp | 3.46%+4.1pp | 7.63%-0.1pp |
| Employer contribution / active EE | $1,219 | $2,029-39.9% | $2,722-55.2% | $2,381-48.8% |
| Participant deferral / active EE | $3,039 | $2,547+19.3% | $3,402-10.7% | $3,470-12.4% |
| Admin fee / account holder | $1,775 | $3,006-40.9% | $3,591-50.6% | $4,887-63.7% |