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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,710 | $78,425+22.0% | $95,956-0.3% | $79,858+19.9% |
| Participation rate | 98.7% | 73.5%+25.2pp | 77.1%+21.6pp | 69.6%+29.1pp |
| Annual return | 9.70% | 19.37%-9.7pp | 91.63%-81.9pp | 31.72%-22.0pp |
| Employer contribution / active EE | $1,780 | $1,945-8.5% | $2,541-30.0% | $2,471-28.0% |
| Participant deferral / active EE | $5,592 | $3,440+62.6% | $4,167+34.2% | $3,740+49.5% |
| Admin fee / account holder | $3,231 | $5,622-42.5% | $6,797-52.5% | $5,306-39.1% |