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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,843 | $239,571-62.1% | $183,328-50.4% | $137,256-33.8% |
| Participation rate | 94.4% | 82.4%+12.0pp | 77.3%+17.1pp | 80.0%+14.5pp |
| Annual return | 13.07% | 35.69%-22.6pp | 29.67%-16.6pp | 220.34%-207.3pp |
| Employer contribution / active EE | $5,559 | $6,148-9.6% | $5,055+10.0% | $4,156+33.8% |
| Participant deferral / active EE | $5,935 | $7,995-25.8% | $6,795-12.7% | $6,407-7.4% |
| Admin fee / account holder | $3,069 | $30,059-89.8% | $21,427-85.7% | $12,270-75.0% |