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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,488 | $41,981+106.0% | $63,412+36.4% | $59,633+45.0% |
| Participation rate | 68.1% | 60.3%+7.8pp | 67.1%+1.0pp | 68.7%-0.6pp |
| Annual return | 0.37% | 13.04%-12.7pp | 4.04%-3.7pp | 2041.40%-2041.0pp |
| Employer contribution / active EE | $0 | $1,287-100.0% | $1,814-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $1,639 | $2,002-18.1% | $2,496-34.3% | $3,192-48.7% |
| Admin fee / account holder | $3,720 | $3,509+6.0% | $3,753-0.9% | $4,297-13.4% |