Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,848 | $59,804-51.8% | $81,982-64.8% | $79,856-63.9% |
| Participation rate | 44.0% | 61.6%-17.6pp | 69.3%-25.3pp | 69.6%-25.6pp |
| Annual return | 5.26% | 17.56%-12.3pp | 41.31%-36.1pp | 31.71%-26.5pp |
| Employer contribution / active EE | $953 | $1,713-44.4% | $2,498-61.9% | $2,471-61.4% |
| Participant deferral / active EE | $1,933 | $2,695-28.3% | $3,722-48.1% | $3,741-48.3% |
| Admin fee / account holder | $5,878 | $4,288+37.1% | $5,665+3.8% | $5,306+10.8% |