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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,928 | $123,478+158.3% | $216,567+47.3% | $94,015+239.2% |
| Participation rate | 79.3% | 75.1%+4.2pp | 81.6%-2.3pp | 70.8%+8.5pp |
| Annual return | 10.45% | 23.61%-13.2pp | 12.94%-2.5pp | 17.84%-7.4pp |
| Employer contribution / active EE | $2,193 | $3,136-30.1% | $5,216-57.9% | $2,790-21.4% |
| Participant deferral / active EE | $5,359 | $4,556+17.6% | $6,191-13.4% | $4,249+26.1% |
| Admin fee / account holder | $59,298 | $12,753+365.0% | $21,981+169.8% | $8,951+562.5% |