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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,252 | $181,896-82.8% | $156,551-80.0% | $273,972-88.6% |
| Participation rate | 92.3% | 88.4%+3.9pp | 84.0%+8.3pp | 83.0%+9.3pp |
| Annual return | 7.56% | 30.74%-23.2pp | 32.23%-24.7pp | 41.46%-33.9pp |
| Employer contribution / active EE | $8,869 | $6,248+41.9% | $5,501+61.2% | $4,869+82.2% |
| Participant deferral / active EE | $5,426 | $5,550-2.2% | $4,871+11.4% | $5,287+2.6% |
| Admin fee / account holder | $361 | $15,560-97.7% | $13,028-97.2% | $10,133-96.4% |