Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,288 | $110,307-85.2% | $96,576-83.1% | $139,456-88.3% |
| Participation rate | 22.7% | 78.1%-55.4pp | 76.0%-53.2pp | 80.3%-57.6pp |
| Annual return | 14.85% | 26.40%-11.6pp | 25.87%-11.0pp | 373.45%-358.6pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $2,965-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $915 | $5,547-83.5% | $4,851-81.1% | $6,711-86.4% |
| Admin fee / account holder | $4,154 | $11,597-64.2% | $8,253-49.7% | $11,407-63.6% |