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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,017 | $87,733-43.0% | $106,551-53.1% | $85,856-41.7% |
| Participation rate | 96.9% | 71.9%+25.0pp | 76.1%+20.8pp | 69.3%+27.6pp |
| Annual return | 11.49% | 21.86%-10.4pp | 26.80%-15.3pp | 318.58%-307.1pp |
| Employer contribution / active EE | $2,117 | $2,073+2.1% | $2,819-24.9% | $2,565-17.5% |
| Participant deferral / active EE | $5,027 | $3,469+44.9% | $4,398+14.3% | $3,952+27.2% |
| Admin fee / account holder | $1,041 | $6,767-84.6% | $7,408-85.9% | $6,261-83.4% |