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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,231 | $162,136+52.5% | $152,301+62.3% | $154,746+59.8% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 7.50% | 91.02%-83.5pp | 80.50%-73.0pp | 172.34%-164.8pp |
| Employer contribution / active EE | $0 | $4,890-100.0% | $4,624-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $9,596 | $8,341+15.0% | $8,004+19.9% | $6,730+42.6% |
| Admin fee / account holder | $14,127 | $15,759-10.4% | $14,398-1.9% | $14,365-1.7% |