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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,860 | $160,040+23.6% | $147,096+34.5% | $145,877+35.6% |
| Participation rate | 70.0% | 84.0%-14.0pp | 82.2%-12.2pp | 80.3%-10.3pp |
| Annual return | 6.54% | 98.49%-92.0pp | 419.75%-413.2pp | 551.28%-544.7pp |
| Employer contribution / active EE | $0 | $5,289-100.0% | $4,936-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $7,392 | $8,429-12.3% | $8,071-8.4% | $6,691+10.5% |
| Admin fee / account holder | $17,984 | $15,050+19.5% | $13,005+38.3% | $13,402+34.2% |