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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,860 | $160,070+23.6% | $147,117+34.5% | $145,897+35.6% |
| Participation rate | 70.0% | 84.0%-14.0pp | 82.2%-12.2pp | 80.3%-10.3pp |
| Annual return | 6.54% | 98.69%-92.1pp | 420.54%-414.0pp | 552.29%-545.7pp |
| Employer contribution / active EE | $0 | $5,285-100.0% | $4,932-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $7,392 | $8,419-12.2% | $8,065-8.3% | $6,689+10.5% |
| Admin fee / account holder | $17,984 | $15,035+19.6% | $12,993+38.4% | $13,390+34.3% |