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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,876 | $104,251+39.0% | $91,004+59.2% | $147,586-1.8% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.6%+24.4pp | 82.8%+17.2pp |
| Annual return | 8.70% | 27.06%-18.4pp | 4.60%+4.1pp | 578.59%-569.9pp |
| Employer contribution / active EE | $1,826 | $3,116-41.4% | $2,456-25.6% | $4,876-62.5% |
| Participant deferral / active EE | $5,865 | $4,195+39.8% | $3,548+65.3% | $5,439+7.8% |
| Admin fee / account holder | $993 | $8,948-88.9% | $5,417-81.7% | $10,886-90.9% |