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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $620,023 | $152,592+306.3% | $125,180+395.3% | $152,885+305.5% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 4.56% | 54.84%-50.3pp | 43.79%-39.2pp | 345.39%-340.8pp |
| Employer contribution / active EE | $19,702 | $4,947+298.3% | $3,866+409.7% | $4,763+313.6% |
| Participant deferral / active EE | $12,900 | $5,868+119.8% | $4,937+161.3% | $5,851+120.5% |
| Admin fee / account holder | $25 | $13,435-99.8% | $9,703-99.7% | $11,598-99.8% |