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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,534 | $181,896-47.5% | $156,551-39.0% | $273,972-65.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 7.80% | 30.74%-22.9pp | 32.23%-24.4pp | 41.46%-33.7pp |
| Employer contribution / active EE | $5,402 | $6,248-13.5% | $5,501-1.8% | $4,869+11.0% |
| Participant deferral / active EE | $1,162 | $5,550-79.1% | $4,871-76.1% | $5,287-78.0% |
| Admin fee / account holder | $720 | $15,560-95.4% | $13,028-94.5% | $10,133-92.9% |