Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,489 | $148,582+118.4% | $135,942+138.7% | $139,456+132.7% |
| Participation rate | 57.1% | 83.9%-26.7pp | 81.9%-24.8pp | 80.3%-23.2pp |
| Annual return | 6.78% | 79.26%-72.5pp | 68.28%-61.5pp | 373.45%-366.7pp |
| Employer contribution / active EE | $568 | $5,245-89.2% | $4,858-88.3% | $4,753-88.0% |
| Participant deferral / active EE | $8,765 | $8,101+8.2% | $7,759+13.0% | $6,711+30.6% |
| Admin fee / account holder | $7,229 | $12,402-41.7% | $10,764-32.8% | $11,407-36.6% |