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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,176 | $209,428-81.8% | $178,498-78.6% | $158,950-76.0% |
| Participation rate | 78.6% | 86.4%-7.8pp | 81.9%-3.4pp | 82.0%-3.4pp |
| Annual return | 12.85% | 188.78%-175.9pp | 151.09%-138.2pp | 302.91%-290.1pp |
| Employer contribution / active EE | $1,966 | $5,707-65.5% | $5,011-60.8% | $4,762-58.7% |
| Participant deferral / active EE | $5,249 | $5,955-11.9% | $5,202+0.9% | $5,983-12.3% |
| Admin fee / account holder | $9,639 | $17,077-43.6% | $13,985-31.1% | $11,248-14.3% |